Alternative approval pathways for applicants who don't meet traditional income, credit, or screening requirements. Multiple options to fit your unique situation.
If traditional qualification criteria aren't met, guarantor programs provide an alternative path to approval while protecting property owners from financial risk.
Third-party lease guarantee programs serve as an alternative when personal guarantors aren't available or preferred.
Lease guarantee with flexible payment options
~1 month's rent (+ risk %)
Soft credit check only. Payment plans may be available.
Lease guaranteed to property. Covers rent and eligible damages in event of default.
Applicants needing lease guarantee with flexible payment options
For applicants with limited or challenged credit
40%-130% of one month's rent
Fee determined by applicant credit and financial qualifications
Lease guarantee provided to property per program terms
Applicants with limited or challenged credit history
For non-student applicants
55%-90% of one month's rent
One-time upfront fee following application review. Based on credit and overall financial profile.
Lease guarantee provided to property
Non-student applicants seeking rent guaranty
For full-time students
~$102.25 per month
Monthly fee added to rent. Acts as alternative to personal guarantor.
Guarantor waiver coverage for student applicants
Full-time students who need an alternative to a personal guarantor
Optional monthly premium instead of security deposit
Starting at ~$5 per month
Monthly premium in place of traditional security deposit
Deposit replacement does not substitute for rent guaranty unless paired with another program
Applicants avoiding large upfront security deposits
Multiple approval alternatives
$50-$55 processing + up to 100% of one month's rent
Application/guarantor processing fee plus third-party guarantor service fees based on risk
May include additional deposits or increased upfront rent as approval methods
Properties offering multiple approval alternatives for diverse applicant profiles
| Program | Fee Structure | Typical Cost | Primary Use Case |
|---|---|---|---|
| OneApp | One-time | ~1 month's rent (+ risk %) | Flexible payment lease guarantee |
| TheGuarantors | One-time | 40%-130% of 1 month's rent | Limited/challenged credit |
| Leap RGP | One-time | 55%-90% of 1 month's rent | Non-student applicants |
| Leap GWP | Monthly | ~$102/month | Full-time students |
| Leap Deposit Replacement | Monthly | From ~$5/month | Avoiding large deposits |
| Lighthouse Options | Varies | $50-$55 + up to 100% rent | Multiple approval alternatives |
Fees are finalized by the provider based on individual applicant profiles and property requirements.
Always document which option the resident selects for compliance and record-keeping purposes.
Direct detailed fee questions to the guarantor provider for accurate, up-to-date information.