SIMPLE PROCESS

How HomeUp
Works

Whether you're renting an apartment or buying your first home, HomeUp makes the process simple, transparent, and accessible.

For Renters

Find and secure your apartment with flexible approval options

01

Create Account

Sign up in minutes with basic information. No credit check required at this stage.

02

Browse Apartments

Search our listings with advanced filters. Find apartments that match your budget and preferences.

03

Choose Approval

Select from multiple guarantor programs if needed. We offer flexible options for every situation.

04

Move In

Complete the process through our app and get your keys. Welcome home!

For Home Buyers

Buy your first home without traditional credit requirements

01

Create Profile

Sign up and tell us about your homeownership goals

02

Get Pre-Qualified

No credit check required. We evaluate based on your future potential

03

Browse Homes

View available properties from our network of partner flippers

04

Choose Financing

Select recession-proof loan structure tailored to your situation

05

Close & Move In

Complete the purchase through our streamlined process

Why Choose HomeUp?

We're reimagining housing access for everyone

No Credit Barriers

Your future potential matters more than your credit score. We offer alternative approval pathways for renters and buyers.

Transparent Pricing

Clear costs with no hidden fees. Know exactly what you're paying upfront with our competitive rates.

Fast Processing

Instant app-based access means you can complete your rental or purchase quickly without endless paperwork.

Flexible Options

Multiple guarantor programs and financing structures to fit your unique situation and needs.

Recession-Proof

Our loan structures are designed for long-term stability, protecting you during economic downturns.

Partner Network

Access to quality remodeled homes from our network of vetted flippers and real estate professionals.

Ready to Get Started?

Join thousands of renters and buyers who've found their home through HomeUp